
Online Merchants Face Challenges That Eat Into Profits
“No Knowledge” Dispute Losses – High incidence of “No Knowledge” dispute losses impacting merchant credibility. Complex and time-consuming dispute resolution processes.
Cybersecurity Threats – Risk of data breaches and unauthorized access to sensitive customer information. Potential exposure to fraudulent activities and transactions.
Payment Processing Fees – The burden of high transaction fees and processing costs, impacting profit margins.
Our App Solves These Problems

Never again lose a “No Knowledge” dispute when paid online by encrypted cards.

iPhone and Android phones Encrypted Cards on Consumer Terminal Checkout apps protects the customer from hacking and fraudulent charges.

Online encrypted card payments merchant fees are lower when compared to a traditional type-in card payment.
Use this VIVOpay card reader only one time to Bluetooth place your encrypted card onto your iPhone and Android phone Consumer Terminal Checkout app. You never need the VIVOpay again when making online encrypted card transactions with your Android and iPhone which are now acting as your personal consumer terminal.
Get Started Today!
Online Merchants: Save money while reducing professional dispute losses. Sign up as the First Merchant in your market segment/niche. Add online encrypted card transactions to your checkout page.
Consumers/Shoppers: At last, peace of mind when purchasing online. No more typing in your credit card data and risking hacking or identity theft. Install our Consumer Terminal Checkout app onto your iPhone or Android phone.
For more details, see how it works.